PNB Bharat QR Merchant 7.0

Punjab National Bank's Bharat QR Merchant Application provides a straightforward and dependable solution for merchants to receive payments. The application enables merchants to:

• Login to the application using valid credentials.
• Access transaction records and sales history in real time.
• Receive instant notifications of successful transactions within the app and through SMS on registered mobile numbers.
• Accept payments by displaying or generating Static QR Codes or Dynamic QR Codes.

Static QR Codes do not include the transaction amount, requiring consumers to enter the amount after scanning. On the other hand, Dynamic QR Codes are dynamically generated with specific amounts for simple payment acceptance, eliminating the need for consumers to manually input the amount.

Benefits for Merchants:

• No requirement to install a PoS machine, thereby saving on monthly rental charges and maintenance fees associated with traditional PoS terminals.
• Enables merchants to accept payments without a PoS swipe machine.
• No limitations on transferring funds to bank accounts compared to mobile wallets.

Benefits for Customers of Merchants:

• Option to make online payments using credit or debit cards linked to banking applications such as PNB Kitty, PNB mBanking, or other member bank apps.
• Secure system that minimizes fraud risks by keeping card details confidential.
• No need to carry physical cards for transactions.